How do college students get capital when they start a business? How can venture capital be obtained?
Update time: 2020-05-29 12:30:38 • Jiqu.com
College Students' entrepreneurship has become a trend now. Many universities will have entrepreneurial bases to incubate some college students' projects. However, college students often face many problems when they start their own businesses. One of the most important and fatal problems is the problem of capital. How can college students get funds for entrepreneurship? How to solve the problem of College Students' venture capital?
Approach 1: parental support According to the data research of Mycos, an authoritative analysis institution of education data, parents, personal savings and relatives and friends sponsorship are the main sources of funds for college students' entrepreneurship, accounting for more than 80% of the total source. However, the amount of self raised funds is very limited, which is far from meeting the demand for funds for starting and operating a business. Once the venture fails, not only will all the savings of parents over the years be wiped out, but also they may be burdened with heavy debts.
Way 2: College Students' Entrepreneurship loan College Students' entrepreneurial loan is a kind of credit loan without mortgage and guarantee issued by banks and other fund issuing institutions to college students. With the increasing support and attention of the state to college students' entrepreneurship, governments at all levels have issued many preferential loan policies for college students' entrepreneurship. For example, the Tianjin municipal government has stipulated this year that college students who start businesses and obtain business licenses can apply for small amount guaranteed loans, with a maximum loan of 300000 yuan; For those entrepreneurs who have successfully started their businesses and brought about more than 5 employment and stable operation, they can be given loan re support with a total loan amount of up to 500000 yuan.
Way 3: venture capital In recent years, the state and local governments at all levels and relevant financial institutions have issued some targeted policies to support college students' venture capital. For example, Henan Province has put forward a special fund of 30 million yuan this year. Through the comprehensive consideration of the factors such as the employment ability, technology content, potential economic and social benefits and market prospect of College Students' entrepreneurship projects, it provides four levels of entrepreneurial support funds of 20000 yuan, 50000 yuan, 100000 yuan and 150000 yuan for the qualified entrepreneurial projects.
Approach 4: venture capital Venture capital is a kind of equity capital invested by professional financiers into the emerging, rapidly developing and competitive enterprises. This way of investment is essentially different from that of mortgage loan. Venture capital doesn't need collateral or repayment. For entrepreneurs, the biggest advantage of using venture capital to start a business is that even if they fail, they will not bear debt, which makes venture capital the most popular source of funds for young people to start their own businesses.
Route 5: Partnership The socialization of entrepreneurship is a trend. As a person is often weak, it is more conducive to raise venture capital if several people get together. In addition, partnership can not only effectively raise funds, but also give full play to the role of talents, and is conducive to the utilization and integration of various resources. For ordinary entrepreneurs with insufficient capital, this partnership can also effectively decompose the risks. If the venture fails, the risks will be shared by several people, and the personal loss will be much smaller than that of one person.
The above gives you a total of five ways to solve the financial problems of College Students' entrepreneurship. Of course, not all of the above methods are applicable when college students start their own businesses. For example, it is basically impossible to get venture capital when starting a business. For example, it took two years for you to get venture capital, and three years for public comments to get it. Therefore, the specific operation still depends on the actual situation. I hope the above venture capital acquisition can help you! Starting a business is not an easy (very difficult) road, but if you have the mentality and action of continuous efforts, you will succeed in the end.